WATSON v. BRIDGER INSURANCE SERVICES

Case Number: 202528781
Court: Harris County, Texas
Filing Date: April 24, 2025
Parties:

• Plaintiff: Joshua Watson
• Defendant: Bridger Insurance Services
  Cause(s) of Action: Negligence; Claim for Underinsured/Uninsured Motorist (UM/UIM) Benefits

Case Overview

On April 24, 2025, Plaintiff Joshua Watson filed a motor vehicle accident lawsuit against Bridger Insurance Services in Harris County, Texas. The lawsuit arises from a collision in which Watson sustained serious injuries. Following the accident, Watson notified Bridger Insurance Services of his intent to seek UM/UIM benefits under his policy, providing written notice on May 7, 2024.

Watson alleges that the at-fault driver, Jose Lucas, either (1) carried insufficient insurance to cover the extent of Watson’s injuries and losses, or (2) was entirely uninsured. As a result, Watson argues he is entitled to recover damages under the UM/UIM coverage of his insurance policy with Bridger.

According to the complaint, the coverage limits available through Lucas were inadequate to compensate for Watson’s medical expenses, physical pain and suffering, mental anguish, and physical impairment. Watson asserts that Bridger Insurance Services has failed to fully compensate him for losses clearly covered under his policy.

Damages & Relief Sought

Watson seeks monetary damages exceeding $1,000,000, including:

• Past and future medical care and treatment
• Physical pain and suffering
• Mental anguish
• Physical impairment
• Pre-judgment and post-judgment interest
• Court costs
• Any additional relief deemed just and proper by the court

Watson also demands a jury trial.

Applicable Court Link

Harris County District Clerk – Civil/Family Records Search hcdistrictclerk.com

This summary is for informational purposes only and does not constitute legal advice or commentary on the merits of the case.